Best earning apps without investment (Updated December 2023)

Are you looking for the best-earning apps without investment? Nowadays, earning money through mobile apps has become immensely popular worldwide, including in India. With numerous earning apps available in the Indian app market, there are plenty of opportunities for you to earn a steady income just by using your smartphone. You can also watch this video on earning apps in 2023:

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What are Money Earning Apps without investment?

Money-earning apps without investment refer to mobile applications that allow users to earn money without requiring any upfront financial contribution. These apps offer a range of opportunities such as paid surveys, cashback on purchases, completing microtasks, investing in stocks or cryptocurrencies, and participating in the gig economy.

Top 50 money-earning apps without investment

Here are the top 50 best without-investment earn money apps:

SL.No	Money Earning App	Money Earning App Type	Description	Ratings	Device Compatibility
1	PhonePe	Payments	Mobile payment and wallet app	4.5	Android, iOS
2	ShareChat	Refer & earn	Social media with rewards	4.2	Android, iOS
3	Wonk	Tutoring	Online tutoring platform	4.0	Android, iOS
4	MobiKwik	Mobile wallet	Digital wallet and payments	4.3	Android, iOS
5	Loco	Gaming	Live trivia and quiz games	3.9	Android, iOS
6	MooCash	Task-based	Earn by completing tasks	3.8	Android
7	ClixSense or Ysense	Survey	Paid online surveys	4.1	Web, Mobile
8	Sheroes	Various	Empowerment and rewards app	4.4	Android, iOS
9	TaskBud	Task-based	Complete tasks for rewards	4.0	Android, iOS
10	mCent	Task-based	Earn by completing tasks	3.7	Android
11	Get Meta	Task-based	Task-based earning platform	3.6	Android, iOS
12	Rozdhan	News/Referral	News and referral rewards	4.2	Android
13	Happy Box	Completing Tasks	Earn by completing tasks	3.9	Android, iOS
14	M Gammer	Completing simple tasks	Earn by simple tasks	3.5	Android
15	Brain Baazi	Quiz challenges	Quiz and trivia rewards	4.1	Android, iOS
16	U Speak We Pay	Talking/speaking	Earn by speaking	4.0	Android, iOS
17	Pocket Money	Task-based	Accumulate free mobile recharges and wallet cash through various avenues	4.0	Android, iOS
18	AttaPoll	Survey	Paid online surveys	4.2	Android, iOS
19	Swagbucks	Giving your opinion	Earn by giving opinions	4.3	Web, Mobile
20	Google Opinion Rewards	Answering Simple Questions	Answer surveys for rewards	4.5	Android, iOS
21	Ebates (Rakuten)	Cashback for Online Shopping	Cashback for online shopping	4.4	Android, iOS
22	Ibotta	Cashback for Grocery Shopping	Cashback for grocery shopping	4.3	Android, iOS
23	Honey	Cashback for Online Shopping	Cashback for online shopping (Browser Extension)	4.5	Browser Extension
24	Dosh	Cashback for Linking Cards	Cashback for linking cards	4.2	Android, iOS
25	TopCashback	Cashback for Online Shopping	Cashback for online shopping	4.1	Android, iOS
26	Shopkick	Walk-Ins, Scanning Barcodes, Offers	Earn through walk-ins, barcode scanning, and offers	3.9	Android, iOS
27	Fetch Rewards	Receipt Scanning	Earn by scanning receipts	4.0	Android, iOS
28	BeFrugal	Cashback for Online Shopping	Cashback for online shopping	3.8	Android, iOS
29	Drop	Cashback for Linking Cards	Cashback for linking cards	4.1	Android, iOS
30	InboxDollars	Surveys, Cashback	Earn through surveys and cashback	3.7	Android, iOS
31	Survey Junkie	Surveys, Task	Earn through surveys and tasks	4.2	Browser
32	Vindale Research	Surveys, Task	Earn through surveys and tasks	3.9	Browser
33	Amazon Mechanical Turk	Micro Tasks	Earn through micro tasks	3.5	Web-based
34	Google Opinion Rewards	Surveys	Earn through surveys	4.4	Android, iOS
35	Acorns	Investing with Cashback	Earn through investing with cashback	4.3	Android, iOS
36	Shopkick	Cashback, In-Store Scans	Earn through cashback and in-store scans	3.9	Android, iOS
37	Slidejoy	Lock Screen Ads	Earn points by viewing lock screen ads	3.6	Android
38	CashKarma	Surveys, Offers	Earn through surveys and offers	3.8	Android, iOS
39	Mobee	Mystery Shopping	Earn through mystery shopping	3.7	Android, iOS
40	Panel App	Location-based Rewards	Earn through location-based rewards	4.0	Android, iOS
41	Qmee	Surveys, Search Rewards	Earn through surveys and search rewards	3.9	Browser, Android, iOS
42	Sweatcoin	Fitness-Related Rewards	Earn through fitness-related rewards	4.1	Android, iOS
43	TaskRabbit	Task and Gig Platform	Earn through tasks and gig platform	4.2	Android, iOS
44	RetailMeNot	Cashback App	Cashback app for online shopping	4.0	Android, iOS
45	Coupons.com	Cashback App	Cashback app for online shopping	4.0	Android, iOS
46	Fetch Rewards	Cashback App	Cashback app for online shopping	4.1	Android, iOS
47	ShopAtHome	Cashback App	Cashback app for online shopping	3.8	Android, iOS
48	BeFrugal	Cashback App	Cashback app for online shopping	3.9	Android, iOS
49	CashKaro	Cashback App	Cashback app for online shopping	3.7	Android, iOS
50	My points	Cashback App	Cashback app for online shopping	4.0	Android, iOS

PhonePe: Best Earning app without investment

PhonePe is one of the best without-investment earn money apps. This app is a key driver of UPI transactions in India and has created a scalable and transparent online transaction ecosystem for e-commerce.

Read on to find out about: How to Play UPI Payment Games Online & Win Cash with Zupee

Here is how to earn money online without investment in mobile using PhonePe:

Earn cashback on certain online payments, mobile or DTH recharge, electricity or water bill payments, etc.
The app also provides attractive vouchers, discount coupons, cashback, or customized deals on branded platforms or products for every transaction you do.
You can also earn money online without investment through the refer and earn feature, where you refer people to the app and win considerable prize money.

If you are looking for how to earn money online without investment in mobile, then ShareChat is the best way. ShareChat is a popular social media app that allows you to earn money through the refer and earn feature. This is one of the best earning apps without investment for students, housewives, etc.

With ShareChat, you can earn money online without investment by referring friends and family to the app. You get paid for every new user who downloads and registers on the app through your referral link. You can also earn money by creating and sharing content on the app, engaging with other users’ content, and participating in quizzes and contests.

Wonk: Tutoring Earning App Without Investment

Wonk is a tutoring app that allows you to earn money by teaching and tutoring students. You can sign up as a tutor on the app and start teaching students about subjects you know. As one of the best earning apps without investment for students, housewives, etc., Wonk provides a platform for online tutoring, making it easy to connect with students and earn money without investing any capital.

MobiKwik: Mobile Wallet App without Investment

MobiKwik is a mobile wallet app that allows you to earn money without investment. With MobiKwik, you can earn cashback on various transactions, including mobile recharges, bill payments, and online shopping. The app also provides referral bonuses, where you can earn money by inviting your friends and family to the app.

Loco: Gaming Based Earning App without Investment

Loco is a gaming app that allows you to earn money by playing games. With Loco, you can participate in various games and tournaments and win cash prizes. You can also earn money online without investment by referring your friends and family to the app.

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MooCash: Task-Based Earning App Without Investment

MooCash is an app that allows you to earn money by completing various tasks, such as downloading apps, watching videos, and taking surveys. You can also earn money by referring your friends and family to the app.

ClixSense or Ysense: Survey-Based Earning App

ClixSense or Ysense is a survey app that allows you to earn money by completing surveys and tasks. You can sign up as a user on the app and start completing surveys to earn money. The app also provides referral bonuses, where you can earn money by inviting your friends and family to the app.

Sheroes is a social media app that empowers women by providing a platform for networking, mentoring, and support. It is the best earning apps without investment for students, housewives, etc. With Sheroes, you can earn money by participating in various programs, such as the Sheroes Career Guidance program, where you can offer expertise and mentor other women.

TaskBud: Task-based Earn Money App Without Investment

TaskBud is an app that allows you to earn money by completing various tasks, such as data entry, transcription, and web research. You can sign up as a user on the app and start completing tasks to earn money. The app also provides referral bonuses, where you can earn money by inviting your friends and family to the app.

mCent: Task-Based Earn Money App Investment

mCent is a mobile app that allows you to earn money by completing various tasks, such as downloading apps, taking surveys, and watching videos. With mCent, you can earn money by referring your friends and family to the app. The app provides a simple and easy-to-use platform for earning money without investment.

Get Meta: Task-Based Earn Money App Investment

GetMeta provides a fantastic opportunity for users to earn money through task completion and offer participation. Additionally, you have the advantage of boosting your earnings by referring friends. You can conveniently withdraw your accrued funds directly to your bank account, making it a seamless and profitable experience.

Rozdhan: Activity-Based Earning App Without Investment

Rozdhan stands out as a rewards-driven application, offering users the chance to make money by engaging in activities like video consumption and friend referrals. With its diverse task options, Rozdhan ensures users can actively accumulate earnings while enjoying various content.

Happy Box: Task-Based Earn Money App Investment

Discover the fantastic world of Happy Box, an ingenious platform designed to help you earn money without investment. By engaging in various tasks like watching captivating videos, sharing your opinions through surveys, and fulfilling enticing offers, you’re not just making money – you’re embracing a fun and productive lifestyle. Whether you prefer the convenience of PayPal or the versatility of gift cards, Happy Box lets you cash out your well-earned rewards seamlessly.

MGammer: Assignment Based Earning App

MGammer presents an excellent opportunity to make money through uncomplicated assignments. Such tasks encompass watching videos, participating in surveys, and engaging in gaming activities. The app also extends the option to undertake paid offers, thereby enhancing your potential earnings significantly.

BrainBaazi: Quiz-Based Earning App Without Investment

BrainBaazi is a fantastic app for making money. Engage in quiz challenges to secure cash rewards. Additionally, boost your earnings by introducing friends and family to the app. Access this online money-generating platform effortlessly, without any initial investment needed. Try BrainBaazi today and start earning while having fun!

U Speak We Pay: Speaking Based Earning App

As the name suggests, this innovative app lets you earn by speaking. This app offers the opportunity to make money from home by following provided prompts. Speak the displayed sentences with precise pronunciation to enhance your accuracy score and increase earnings. The payout is influenced by recording quality. Additionally, you can boost your earnings by referring friends. Truly a distinctive and exceptional way to earn online.

Pocket Money: Cashback Earning App Without Investment

Pocket Money is a user-friendly application that enables you to accumulate wallet funds and receive cashback by accomplishing simple tasks. By following app instructions, you can effectively double your earnings and convert them into wallet credit. This credit can be utilized for various purposes like purchasing movie tickets, accessing ride services, recharging phones, settling bills, online shopping, and more. Additionally, you can enhance your rewards by referring the app to friends, family, and colleagues, benefiting from exclusive discounts and cashback offers across diverse online stores.

AttaPoll: Survey Earning App Without Investment

AttaPoll operates on a straightforward principle: participate in surveys and reap rewards. Simply install the app, conveniently engage in global surveys, and earn for your input. With low payment thresholds, users can swiftly access their earnings. Surveys targeting specific demographics offer higher payouts. Customize your survey choices as you like. Obtain swift rewards through PayPal, diverse gift cards, or other payment modes.

Swagbucks: Survey Based Earn Money App

Swagbucks serves as the perfect platform for earning money by sharing your opinions. This app allows you to conveniently earn money by engaging in numerous paid surveys anytime, anywhere. With a wide array of survey options tailored to your schedule, you can pick surveys that match your desired duration and reward. Your input holds significance on Swagbucks, whether it involves reviewing advertisements, sharing political viewpoints, appraising novel products, undercover shopping, or aiding companies in devising compelling taglines.

Google Opinion Rewards: Survey Based Earn Money App

Experience Google’s reward-based app, where you can earn Google Play credits for answering questions like “Which logo stands out?” or “Which ad catches your eye?” You’re in control – choose surveys to complete from a weekly selection. Accumulate credits and treat yourself to paid apps. The user-friendly onboarding and simple process make it enjoyable.

Pocket Money: Best Earn Money App WIthotu Investment

“Pocket Money” is the best earnings app that requires no initial investment! Pocket Money allows you to effortlessly accumulate free mobile recharges and wallet cash through a variety of exciting avenues. Whether you’re downloading apps, taking part in surveys, or referring friends, the app guarantees numerous opportunities to reap generous rewards.

4Fun: Video Based No Investment Earning App

4Fun is a thrilling, no-investment earning app where users generate income through creative short videos. By amassing views and likes, points transform into real cash. It offers a vibrant community for talents to shine and prosper.

Injoy: Video Based No Investment Earning App

Injoy, an earning app similar to 4Fun, lets you make money without any investment. Watch and share videos, engage with the community, and receive likes and comments to earn. Additionally, their referral program rewards you for inviting friends, offering extra earnings for each successful referral.

Panel Station: Survey App Without Investment

Panel Station is a rewarding survey app requiring no investment. It links users with market research firms, allowing them to earn cash and gift cards by taking surveys and sharing feedback. With a wide array of survey opportunities, it offers consistent earnings for sharing your opinions.

Slidejoy: No Investment Earning App

Slidejoy is a hassle-free, no-investment earning app. It showcases ads and content on your lock screen, enabling you to accumulate points that can be converted into cash or gift cards. Its non-intrusive design ensures effortless earnings with every swipe. Start earning today with Slidejoy!

Earning apps without investment – Final Words

There are several best earning apps without investment available on the internet. With the right approach, these apps can provide an excellent source of additional income. Users can maximize their earnings and make the most of these apps by utilizing the tips and recommendations outlined in this article. However, it is important to remember that earning through these apps may not replace a full-time job and should be treated as a supplementary source of income.

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Best earning apps without investment – FAQ’s

What is the best earning app without investment?

Some of the most popular earning apps without investment in India include Swagbucks, Roz Dhan, and Meesho. These apps offer various opportunities to earn money online through tasks, surveys, referrals, and more. Remember to research and choose the one that aligns with your interests and skills.

Are earning apps without investment legitimate?

Some earning money apps without investment can be legitimate, but it’s important to research and read reviews before using them.

How much can I earn from earning apps?

The amount you can earn from an online money-earning app without investment varies widely and depends on factors such as the app’s payout rates and activity level.

How often are earnings paid out?

Earnings payout frequency varies by app, but many offer daily or weekly payouts. Play real cash games with Zupee and instantly withdraw your winnings with UPI.

Are there any fees associated with earning apps?

Some money-earning apps without investment may charge fees for certain transactions or payment methods, so it’s important to read the app’s terms and conditions before using it.

How can I earn 100 Rupees quickly from no investment earning apps?

Since the majority of the mentioned apps are focused on surveys, taking part in these surveys and responding to their inquiries can promptly earn you 100 Rupees.

What is the best way to earn 1000 Rs. per day?

The majority of these applications provide monetary rewards for taking part in surveys carried out by well-known brands. This offers you the opportunity to receive payment without needing to invest any money. In my opinion, this stands as the most optimal method for earning.

Do all these apps allow you to withdraw money as Paytm cash?

Yes, you can transfer your winnings from the app to your Paytm wallet with any legitimate app.

Are these no-investment-earning apps safe and legal to use?

In general, using these apps is both acceptable and safe. Before downloading, it is advised that you conduct some research to make sure the app is reliable and secure. Furthermore, before using any of these apps, make sure to read the terms and conditions, as some may require you to create an account.